Small Business Loan Requirements
Qualification Criteria
- Minimum 1-3 years of business operation
- Annual turnover meets lender’s requirement
- Good credit score (650+ recommended)
- Registered business (GST, Udyam, etc.)
- Stable cash flow & healthy bank transactions
- Minimum profit margin (as per lender’s policy)
Documents Required
- Aadhaar Card, PAN Card, Voter ID (Identity Proof)
- Utility Bill, Rent Agreement, Passport (Address Proof)
- GST Certificate, Udyam Registration, Trade License
- Last 6-12 months bank statements
- Income Tax Returns for last 2-3 years
- Profit & Loss Statement, Balance Sheet (if required)
- Business Plan for higher loan amounts
Key Components of Our Line Of Credit
Flexible Access
Access funds as needed with our flexible credit line.
Manage Cash Flow
Smooth out your cash flow with a revolving line of credit.
Quick Drawdown
Draw funds quickly whenever necessary to meet short-term needs.
Interest Only on Withdrawn Amount
Pay interest only on the amount you withdraw, not the total credit limit.
Calculate Your Loan
Adjust the amount, tenure, and interest rate to calculate your monthly payments and total amount payable.
Loan Amount
₹16,21,212
Tenure (Months)
24 M
Interest Rate
15.5 %