Small Business Loan Requirements
Qualification Criteria
- Minimum 1-3 years of business operation
- Annual turnover meets lender’s requirement
- Good credit score (650+ recommended)
- Registered business (GST, Udyam, etc.)
- Stable cash flow & healthy bank transactions
- Minimum profit margin (as per lender’s policy)
Documents Required
- Aadhaar Card, PAN Card, Voter ID (Identity Proof)
- Utility Bill, Rent Agreement, Passport (Address Proof)
- GST Certificate, Udyam Registration, Trade License
- Last 6-12 months bank statements
- Income Tax Returns for last 2-3 years
- Profit & Loss Statement, Balance Sheet (if required)
- Business Plan for higher loan amounts
Key Components of Our Secured Business Loan
Backed by Collateral
Secure a loan with valuable assets as collateral.
Higher Loan Amounts
Access larger amounts compared to unsecured loans.
Lower Interest Rates
Benefit from lower rates due to collateral backing.
Flexible Repayment Terms
Choose a repayment schedule that fits your business needs.
Calculate Your Loan
Adjust the amount, tenure, and interest rate to calculate your monthly payments and total amount payable.
Loan Amount
₹16,21,212
Tenure (Months)
24 M
Interest Rate
15.5 %