Small Business Loan Requirements
Qualification Criteria
- Minimum 1-3 years of business operation
- Annual turnover meets lender’s requirement
- Good credit score (650+ recommended)
- Registered business (GST, Udyam, etc.)
- Stable cash flow & healthy bank transactions
- Minimum profit margin (as per lender’s policy)
Documents Required
- Aadhaar Card, PAN Card, Voter ID (Identity Proof)
- Utility Bill, Rent Agreement, Passport (Address Proof)
- GST Certificate, Udyam Registration, Trade License
- Last 6-12 months bank statements
- Income Tax Returns for last 2-3 years
- Profit & Loss Statement, Balance Sheet (if required)
- Business Plan for higher loan amounts
Key Components of Our MSME Loan
Tailored for MSMEs
Designed specifically for micro, small, and medium enterprises.
Flexible Repayment Options
Choose a repayment schedule that fits your business cash flow.
Affordable Interest Rates
Benefit from competitive rates that are tailored for MSMEs.
Quick Processing
Fast approval and disbursal to meet urgent business needs.
Calculate Your Loan
Adjust the amount, tenure, and interest rate to calculate your monthly payments and total amount payable.
Loan Amount
₹16,21,212
Tenure (Months)
24 M
Interest Rate
15.5 %