Small Business Loan Requirements
Qualification Criteria
- Minimum 1-3 years of business operation
- Annual turnover meets lender’s requirement
- Good credit score (650+ recommended)
- Registered business (GST, Udyam, etc.)
- Stable cash flow & healthy bank transactions
- Minimum profit margin (as per lender’s policy)
Documents Required
- Aadhaar Card, PAN Card, Voter ID (Identity Proof)
- Utility Bill, Rent Agreement, Passport (Address Proof)
- GST Certificate, Udyam Registration, Trade License
- Last 6-12 months bank statements
- Income Tax Returns for last 2-3 years
- Profit & Loss Statement, Balance Sheet (if required)
- Business Plan for higher loan amounts
Key Components of Our Unsecured Business Loan
No Collateral Required
Secure the funds you need without risking your assets. Our loans are completely unsecured.
Quick Approval Process
Get your loan approved quickly with our streamlined process, so you can focus on your business.
Flexible Repayment Terms
Choose from a range of repayment options that suit your business cash flow and financial needs.
Competitive Interest Rates
Enjoy competitive rates that help keep your business expenses low and profits high.
Calculate Your Loan
Adjust the amount, tenure, and interest rate to calculate your monthly payments and total amount payable.
Loan Amount
₹16,21,212
Tenure (Months)
24 M
Interest Rate
15.5 %